So does the use of electronic signatures affect CP`s confirmation process? Digital signatures with public/private keys are unlikely to gain importance without case law or subsequent legislation. The use of electronic signatures for the execution of legal fees by individuals is excluded by the requirement of the Cadastre Office hm for ”wet ink” signatures. HM Land Registry has its own project to develop and introduce digital services, starting with the electronic execution of mortgages by individuals through digital signatures. The 2018 government consultation paper provides a useful summary of key electronic signature methods. These are divided into: the electronic signature of credit agreements is problematic! Electronic signatures are underway in all kinds of industries in South Africa. The credit industry is often an early adoption of new technologies – and electronic signatures are no exception. Credit providers strive to reduce physical paperwork between themselves and their borrowers when it comes to cash loans, vehicle financing, and other types of credit agreements. But there is a catch: electronic signatures on credit agreements have special requirements within the meaning of the NCA (National Credit Act 34 of 2005) that do not apply to other types of transactions. ”Qualified11” electronic signatures complement ”advanced” electronic signatures by requiring the use of software or hardware tools for the creation of codes or cryptographic keys (certificates) issued by trust service providers and used to verify the authenticity of the signature. Trust equipment and service providers must be ”qualified”, i.e. they must meet the requirements of eIDAS, be registered with the supervisory authority of the Member State concerned12 and be registered with the European Commission. .